Why has global consensus collapsed and why do we no longer agree on what is right and wrong? Is it culture, economics, technology, finance, personalities, or just a random walk? The book argues that it is not random but driven by the fusion of a highly disruptive Information Age and deep Financialization (or what I call, the Fujiwara Effect, or merger of powerful hurricanes), aggravated by three decades of neoliberal policies. It is not just about AI and ChatGPT but the “supercluster” of innovation that is accelerating at a speed that neither policymakers nor societies can handle, supercharged by an abundance of capital created by the Baby Boomers’ addiction to assets and financialization. The Fujiwara effect disrupts everything: the role and functioning of labor and capital to social and political relations, and even what is meant to be human. The book illustrates how this fusion will ultimately (by the 2040s) create a much better, equal, and more prosperous world. But what happens in between?